This home offers a great opportunity with a VA assumable loan at an impressive 3.49%, providing significant savings for eligible buyers. The perfect blend of comfort, updates, and opportunity awaits! Welcome home to 5540 Windermere Drive, a move-in-ready gem tucked into a peaceful, tree-lined neighborhood just minutes from downtown Jacksonville. This inviting 3-bedroom, 2-bath home offers families the space to thrive and investors the smart features that support long-term value. With 1,244 square feet of bright, thoughtfully designed living space on a 0.21-acre lot, there's plenty of room to grow, play, and relax both indoors and out. Step inside to a welcoming open layout featuring luxury vinyl plank flooring, fresh neutral tones, and an abundance of natural light. The updated kitchen shines at the center of the home, boasting granite countertops, stainless steel appliances, and a functional breakfast bar perfect for busy mornings and family gatherings. A split-bedroom floorplan offers privacy for the spacious primary suite, which includes a walk-in closet and a remodeled bath, while two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. Families will appreciate that the major system upgrades including a new roof, Trane HVAC system, septic system, plumbing, and windows were completed approximately five years ago. These improvements provide peace of mind without the typical upfront costs, making this home a smart, low-maintenance choice. Outside, the fully fenced backyard is ready for children, pets, and backyard barbecues, with plenty of space left over for gardening, future additions, or simply enjoying Florida's outdoor lifestyle. With no HOA restrictions, owners have the freedom to personalize the space to suit their needs. Ideally located in the established River Forest neighborhood, this home offers easy access to top-rated parks, riverfront trails, shopping, and dining at the revitalized College Park district. Families will love the proximity to schools and recreational spaces, while investors will recognize the property's strong rental potential and excellent location just minutes from downtown Jacksonville, Jacksonville University, and the St. Johns River. Beaches are a short drive away, and major commuter routes are easily accessible, keeping daily life and weekend getaways simple and convenient. Whether you are searching for a forever family home or an outstanding addition to your investment portfolio, 5540 Windermere Drive is ready to deliver. With modern updates already in place, a flexible layout, a large lot, and a central location in a growing community, this home checks every box. Schedule your private tour today and experience firsthand the opportunity and lifestyle this property offers!