BUY THIS HOUSE WITH ZERO DOWN PAYMENT - 100% FINANCING AVAILABLE! CRISP, CLEAN & MOVE-IN READY! This beautifully maintained 3BR/2BA home with FLEX ROOM offers comfort, style & a smart layout. A charming covered entry leads to a bright, open living space filled with natural light. Luxury vinyl plank flooring flows throughout, with fresh, neutral paint for a modern feel. The SPACIOUS KITCHEN offers ample cabinet space, generous counters & bar seating—ideal for cooking or entertaining. The versatile FLEX ROOM, complete with a sliding barn door, can serve as a home office, playroom, craft space, or anything to suit your lifestyle. Relax in the SCREENED EXTENDED LANAI overlooking the spacious lot. The SPLIT-BEDROOM FLOOR PLAN provides privacy for the primary suite. Enjoy a laundry area with extra storage & a 2-CAR GARAGE for added convenience. Located near River City Marketplace, with easy access to JAX Airport & Mayport Naval Station. WELCOME HOME!