BUILDER INCENTIVES! This home qualifies for Palatka's $20k Home Buyer Grant and a USDA (no money down) loan! This NEW 2025 Carmen Model Home offers 3 beds, 2 baths, with a 1-car garage in the Heart of Palatka. 9ft ceilings, Luxury Vinyl Plank floorings, granite countertops, upgraded matte black lighting package, soft close cabinetry, upgraded cabinet hardware, all bedrooms and living room are pre-wired for data and ceiling fans, Hardie cement board exterior, and more! Sitting on a nice sized lot not far from shopping, restaurants, downtown entertainment, the Ravine State Gardens, Palatka Golf Course, and the Palatka Riverfront! Make this your first home or your last! Call today! The builder will now build their plans on your lot. Reach out for more info or to find out about future builds in Palatka, Green Cove, and Hastings.