Financing Options to Fit Your Needs! ***Sellers are Motivated*** Unlock an incredible opportunity with an Low assumable VA loan, giving you one of the most affordable paths to homeownership on the market today. From the moment you step inside, this two-story home welcomes you with a thoughtful floorplan that blends open living spaces with private retreats. The first floor begins with a spacious foyer that leads into a formal living and dining area, perfect for hosting gatherings or family celebrations. Just beyond, the home opens into a bright and inviting family room seamlessly connected to the kitchen, creating the true heart of the home. The kitchen is a chef's delight, boasting granite countertops, stainless steel appliances, an oversized island with pendant lighting, and a large pantry that make storage a breeze. Whether it's everyday meals or entertaining friends, this kitchen has both style and function covered. The open layout ensures you're always connected, whether you're preparing dinner while keeping an eye on the kids in the family room or hosting game nights that flow from one space to another. Upstairs, the home continues to impress with a generous loft that offers endless possibilities, think media room, home office, or a playroom that grows with your family. Every bedroom includes its own walk-in closet, ensuring plenty of storage and personal space for everyone. The owner's suite is a true retreat, featuring a large sitting area for relaxation, a walk-in closet big enough to satisfy any wardrobe, and a spa-like ensuite bath designed for comfort at the end of the day. Additional highlights include stylish wood-look plank flooring throughout the main living areas, tall ceilings that add a sense of openness, recessed lighting for a modern touch, and a low-maintenance yard that gives you outdoor space to enjoy without overwhelming upkeep. Location is everything, and this home delivers convenience as well as comfort. Situated in a quiet community, it's just 25-minute drive to Mayport, making it an excellent choice for military families who want to minimize commute times while still enjoying a peaceful neighborhood setting. Access to local shopping, dining, and schools adds to the appeal, ensuring this property offers not just a house but a lifestyle that fits your needs. With its unbeatable 3.25% assumable VA loan, spacious and functional floorplan, stylish upgrades, and prime location near both bases, this home is more than just a move, it's a smart investment and a chance to create your next chapter.