VA Buyers—Take Advantage of a 2.75% Assumable VA Loan! Welcome to this lovingly updated home in the heart of St. Johns, located in the sought-after St. Johns County School District and within walking distance to Cunningham Creek Elementary. The current owners have thoughtfully upgraded the kitchen, bathrooms, and flooring—creating a warm, move-in ready space that blends comfort and style. You'll find engineered hardwood flooring in the bedrooms (no carpet!), high ceilings, upgraded lighting, and a cozy wood-burning fireplace in the spacious great room. Need extra space? The flex room is perfect for a home office, playroom, or media lounge. Step outside to a large screened-in patio—ideal for relaxing or entertaining—overlooking a fully fenced backyard with room for a pool and serene views where you can even enjoy a little backyard fishing. Additional features include a dedicated laundry room (washer & dryer included), ceramic tile in main living areas ceiling fans, and a water softener system. All nestled in a quiet, friendly community with easy access to shopping, dining, and major roads.