MOTIVATED SELLER!!! - This spacious 3-bedroom, 2-bath home in Chimney Lakes includes a rare VA assumable loan at just 3.1%, offering significant savings compared to current market rates. With 1,864 square feet of living space, vaulted ceilings, a brick fireplace, and a split floor plan, this home is ideal for families or guests. The fenced backyard provides room to entertain, garden, or let pets play. Located in the desirable Chimney Lakes community, you'll have access to neighborhood amenities, nearby schools, shopping, and easy access to Oakleaf Town Center, NAS Jax, and I-295. Seller is under contract on their next home, so this property must sell quickly. Schedule your showing today.