NO HOA/CDD Fee! BUILDER INCENTIVES! Discover the NEW Kennedy floor plan, a 4-bedroom, 2-bath, and 2 car garage home. Features include an open floor plan, LVP flooring throughout, granite countertops, 9-foot ceilings, stainless steel appliances, soft close cabinets, sleek matte black upgraded lighting package, and upgraded master suite with shower and separate 36'' soaking tub. Pre-wired for data cables and ceiling fans. The exterior boasts durable Hardie cement board siding for lasting peace of mind. Situated on a charming walkable street down from the Palatka Golf Course, The Ravine State Gardens and just minutes from restaurants, the riverfront, shopping, and parks. Conveniently located approximately 45 minutes from St. Augustine, 1 hour from Jacksonville and Daytona, and approximately 45 mins from Gainesville. Backed by a 1-year builder warranty and a 10-year structural warranty! This house is calling you home!