Exceptional value in a quiet, established neighborhood with low HOA, no CDD, and a huge fenced yard backing to preserve. This move-in ready 4BR/2BA home offers modern comforts and a flexible layout ideal for remote work or multi-use living. Key updates include a newer roof (2018), HVAC with UV light, water heater, Culligan reverse osmosis system, termite bond, and LVP flooring in main areas. The bright kitchen features stainless steel appliances, pantry, and breakfast nook. Enjoy peace of mind with energy-efficient systems, fresh interior paint, and a smart split-bedroom layout. Oversized backyard with patio and tree-line views is perfect for entertaining, pets, or play. Located just 11 mi to NAS JAX, close to Oakleaf shopping, top schools, and major employers, with quick access to I-295, Downtown JAX & JIA. FHA/VA/1% down financing available!