NO HOA OR CDD fees for this beauty!! Located in the charming, historic city of Green Cove Springs, where golf carts are permitted on most streets, this adorable home is nestled under majestic oaks with a beautifully landscaped and LARGE back yard!! 22 & OAK Homes presents this custom 2 story bungalow that you won't want to miss! 4-bedroom, 2.5-bathroom PLUS loft immediately distinguishes itself from standard builds, offering a sophisticated aesthetic and a level of detail rarely seen at this price point. From the moment you cross the threshold, the ''OAK'' model radiates detail and function. The open-concept floor plan is defined by soaring ceiling heights and bathed in natural light, showcasing premium finishes including: Upgraded engineered hardwood floors that flow seamlessly throughout the entire residence—inclusive of all bedrooms—eliminating the compromise of carpet. A chef's dream kitchen featuring sleek quartz countertops, an area designated for a coffee station, an undermount stainless steel sink, soft close 42 inch cabinets, recessed lighting, upgraded stainless appliances, inclusive of stainless refrigerator, and beautiful tiled backsplash detail the space. A sophisticated mix of recessed lighting and high-end signature fixtures creates an ambiance of modern warmth.Substantial 5-inch baseboards provide a crisp, polished frame for every room. The second level reveals a versatile loft space, perfect as a refined library, high-tech study, or an exclusive media lounge. For ultimate convenience, the home is delivered fully equipped with a high-capacity washer and dryer. The luxury extends outdoors to an oversized lot, beautifully landscaped and fully sodded. The extra-wide driveway provides an imposing entrance and ample parking. Presented by owners who are also seasoned Realtors, this home reflects a deep understanding of quality and value. Do not settle for "builder grade" when you can own a custom masterpiece. Schedule your private gallery tour today.