Rates as low as 4.5% for qualified buyers, creating an incredible opportunity to own in one of Northeast Florida's premier master-planned communities. Rivertown living at its finest. Nestled on a quiet cul-de-sac in the highly sought-after Homestead District, this beautifully updated home blends comfort, function, and lifestyle. Enjoy access to Rivertown's resort-style amenities including the RiverClub, infinity pools, lazy river, fitness center, dining, scenic trails, and direct access to the St. Johns River. Inside, the open-concept layout is filled with natural light and features tile flooring throughout the main living areas, 8-foot doors, designer shiplap accents, updated lighting, and a spacious kitchen with quartz countertops, modern cabinetry, stainless steel appliances, and a large island ideal for entertaining. The sp Rates as low as 4.5% for qualified buyers, creating an incredible opportunity to own in one of Northeast Florida's premier master-planned communities. Welcome to Rivertown living at its finest. Nestled on a quiet cul-de-sac in the highly sought-after Homestead District, this beautifully updated home blends comfort, function, and lifestyle. Enjoy access to Rivertown's resort-style amenities including the RiverClub, infinity pools, lazy river, fitness center, dining, scenic trails, and direct access to the St. Johns River. Inside, the open-concept layout is filled with natural light and features tile flooring throughout the main living areas, 8-foot doors, designer shiplap accents, updated lighting, and a spacious kitchen with quartz countertops, modern cabinetry, stainless steel appliances, and a large island ideal for entertaining. The split-bedroom floor plan offers privacy and flexibility, with a fourth bedroom perfect for guests, a home office, or flex space. Step outside to an extended lanai overlooking a peaceful preserve backyard that creates the perfect indoor-outdoor Florida lifestyle. Seller offering painting credit