No HOA, 3-bedroom home on a spacious quarter-acre lot in Jacksonville, offering excellent potential for first-time buyers, investors or anyone looking to build equity. Brand-new carpet in the bedrooms and flexible living spaces provide a functional foundation with room to make it your own. Outside, enjoy a fully fenced backyard with plenty of space for pets, gardening, entertaining or future improvements. A screened patio, covered carport and storage shed add convenience and additional usable space. Conveniently located near shopping, dining, schools, FSCJ, NAS Jacksonville and major commuter routes, this property offers an attractive combination of affordability, location and long-term potential. Whether you're searching for your first home or your next investment opportunity, this property is worth a closer look.