Perfectly positioned on a generous TRIPLE LOT on a quiet, sought-after street, this beautifully maintained 4-bedroom, 2-bath home is located in the beloved St. Augustine South community--where residents enjoy two boat ramps, Intracoastal walking trails, and NO HOA or CDD fees. Located in preferred Flood Zone X, the fully fenced yard provides plenty of room for your boat, RV, and beach toys, plus an oversized shed with electricity--ideal for hobbies or extra storage. With a 2021 roof and a full-home replumb already completed, this home offers valuable updates and peace of mind for years to come. Inside, the open-concept layout features LVP flooring, butcher block countertops, tile backsplash, breakfast bar seating, a new refrigerator, upgraded sink, and an easy, welcoming flow that simply feels like home. The versatile 4-bedroom floor plan adapts to your needs, with the fourth bedroom offering flexibility for guests, a home office, multi-generational living, or a growing family. Step outside to your own private backyard retreat. The expansive outdoor space provides room for pets, play, and outdoor living, while multiple decks, a screened porch with bar area, and a jasmine-covered pergola create a picture-perfect setting for relaxing and entertaining. A raised garden bed is ready for whatever you love to grow. Located in the heart of St. Augustine, you're just 10-15 minutes from the beach and historic downtown, with convenient access to shopping, dining, medical facilities, and top-rated schools. Short-term rentals are allowed, making this an exceptional opportunity as a primary residence, coastal getaway, or investment property. Schedule your private showing today and come discover the St. Augustine South lifestyle. Welcome HOME to 409 Lobelia Road!