This is what you call Florida living done right. Tucked beneath a canopy of majestic oak trees in the established Governors Harbor community, this move in ready 3 bedroom, 2 bath home sits on nearly half an acre with no HOA and no CDD fees, just outside Magnolia Point Golf & Country Club. Featuring a durable all coquina exterior and a roof replaced in 2017, this home is full of classic Florida charm. Step inside to discover a bright, open floor plan with vaulted ceilings, arched entryways, tile flooring, and a cozy wood burning fireplace that anchors the spacious great room. The eat in kitchen offers abundant cabinetry, a full appliance package, subway tile backsplash, and a sunny breakfast nook, while the separate dining room provides the perfect setting for entertaining, family dinners, or a home office. The desirable split bedroom floor plan offers privacy, with the spacious primary suite featuring a walk in closet and walk in shower. Two generously sized guest bedrooms and a full guest bath are located on the opposite side of the home. French doors open to an oversized screened lanai overlooking a fully fenced backyard filled with mature landscaping, sago palms, creating your own private outdoor retreat. This property truly shines when it comes to versatility. The detached 12' x 24' workshop making it ideal for hobbies, projects, additional storage, or a dedicated workspace. The workshop conveys as is. Additional features include 2013 air handler, a 2014 A.O. Smith water heater, and county water with a private septic system. Love life on the water? Governors Creek Public Boat Ramp is just one mile away, offering convenient access to the St. Johns River for boating, fishing, and weekend adventures. Conveniently located near Magnolia Point Golf & Country Club, Fleming Island, Orange Park, NAS Jacksonville, shopping, dining, and highly rated schools, this home offers the rare combination of nearly half an acre, no HOA, no CDD fees, a workshop, ample space for your RV or boat, and room for all your toys. This is Florida living at its best.