***No CDD Fee + $10,000 Buyer Incentive!*** Seller is offering up to $10,000 in concessions toward buyer's allowable closing costs, prepaids, and/or interest rate buy-down with an acceptable offer. Built in 2022 and beautifully maintained, this spacious 4-bedroom, 2.5-bath home offers over 3,070 square feet of thoughtfully designed living space and a rare 3-car garage. The open-concept floor plan is ideal for both everyday living and entertaining, featuring a stunning kitchen with a large quartz island, double wall ovens, gas cooktop, stainless steel appliances, designer backsplash, walk-in pantry, and abundant cabinetry--all overlooking the expansive family room and dining area. A versatile first-floor office/flex room is perfect for a home office, playroom, or study. Upstairs, the impressive 17' x 20' loft provides a second living area, media room, or game room, along with the convenience of an upstairs laundry room complete with a utility sink. The spacious primary suite is a true retreat with dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Three additional bedrooms offer plenty of room for family and guests. Step outside to a fully fenced backyard with plenty of room for pets, play, or your future outdoor oasis. Located in the gated community of Grand Creek South with no CDD fees, you'll enjoy sidewalks, streetlights, and convenient access to shopping, dining, and major commuter routes. Zoned for top-rated St. Johns County schools, including Trout Creek Academy (K-8) and Bartram Trail High School. Move-in ready and offering the perfect combination of space, style, and location--this is one you won't want to miss!