OPTION TO PURCHASE FULLY FURNISHED AT NO ADDITIONAL CHARGE! Built in 2024 and gently used as a vacation home, this beautifully maintained 4-bedroom, 3-bath home offers 2,388 square feet in Concourse Crossing Phase 3. Located on a quiet cul-de-sac street with sidewalks, the home is zoned for desirable Fernandina Beach schools and is not located in a flood zone. Inside, the open-concept living area features luxury vinyl plank flooring, custom lighting and an electric fireplace accented by shiplap. The kitchen is both stylish and functional with quartz countertops, white cabinetry enhanced with added hardware, a blue accent island and a spacious walk-in pantry. One bedroom and a full bath are conveniently located downstairs, providing a great option for guests, a home office or multigenerational living. Upstairs, the primary suite includes a large walk-in closet and private bath with dual vanities and a walk-in shower. Two additional bedrooms and another full bath complete the second floor. Enjoy Florida living from the screened lanai overlooking the backyard. The kitchen appliances, washer, dryer and water softener convey. With only one owner and limited use since completion, this home offers the feel of newer construction without the wait--and the optional furnishings make it truly move-in ready!